What $450,000 Buys You in Wisconsin Florida and Kentucky

A 1925 cottage in Madison, a two-bedroom waterfront condo in Fort Lauderdale and a Craftsman bungalow in Louisville.


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Madison, Wis. | $435,000

A 1925 wood-sided cottage with four bedrooms and two bathrooms, on a 0.10-acre lot

This home is in the Atwood neighborhood on the near east side, an eclectic area with vintage architecture, community gardens, parks and Lake Monona (you can walk there from this property in about 15 minutes). A few blocks south is Atwood Avenue, a fount of eating, drinking and entertainment venues, including the historic Barrymore Theater, which will be resuming live performances in July. The University of Wisconsin campus is an easy bike ride (about four miles) southwest.

Size: 2,136 square feet

Price per square foot: $204

Indoors: The seller turned the attic into a bedroom and created a finished apartment in the basement with a bedroom, a full bathroom and a separate kitchen. The attached garage was converted into a three-season sunroom, and the electrical and mechanical systems were updated.

To the left of the front door, as you enter, is a long living room with refinished oak floors, a tiled ceiling, wood trim, three exposures (including a street-facing picture window) and a wood-burning stove. A separate dining room lies beyond, with an open kitchen at the end containing white cabinets with wood-patterned laminate countertops and a double stainless-steel sink.

The two main-floor bedrooms have hardwood floors and trim, and share a renovated bathroom between them with a combined tub and shower. The converted sunroom’s flooring is paved, and its cathedral ceiling has open beams. The attic bedroom includes skylights, painted floorboards and dormer windows, and flows around an exposed-brick chimney.

The basement bedroom is windowed and outfitted with substantial storage. The basement bathroom includes a pedestal sink and tiled shower. The basement kitchen has an induction cooktop with a hood, a full-size refrigerator and a dishwasher. Separate rooms are used for laundry and storage.

Outdoor space: The seller owns a landscape company and has put it to good use with this property: The house is surrounded by garden beds, flowering shrubs and mature trees, and there is a stone patio in the backyard.

Taxes: $5,549 (2020, based on a tax assessment of $259,100)

Contact: Asher Masino, Lauer Realty Group, 608-509-8563; lauerrealtygroup.com


Credit…Marcos Guevara

Fort Lauderdale, Fla. | $425,000

A two-bedroom, two-bathroom condo in a midcentury waterfront complex

Charles F. McKirahan Sr., an architect known for his Miami Modern, or MiMo, style, designed the trio of buildings with V-shaped supports and projecting balconies that make up the Bay Club condo development in the Coral Ridge enclave. This second-floor unit has views of Sunrise Bay on the Intracoastal Waterway and looks beyond that to Hugh Taylor Birch State Park. Ocean beaches are about a mile east. The condo is a few blocks from the Galleria at Fort Lauderdale shopping mall and a few miles from popular spots on Las Olas Boulevard like Louie Bossi’s restaurant and Lobster Bar Sea Grille.

Size: 810 square feet

Price per square foot: $525

Indoors: This unit was completely remodeled three years ago. Its living and dining room has wood-patterned tile floors, a barn-wood accent wall and sliding-glass doors opening to a covered balcony, with views of the pool and the bay. The galley kitchen extends from this room, with white Shaker-style cabinets, quartz countertops, glossy subway tile and stainless-steel appliances, including an electric range.

A door in the accent wall leads to the primary bedroom suite, which also has direct access to the balcony. A walk-through closet with custom organization connects the bedroom to a bathroom with an oval vessel sink and a glass-walled shower. A second bedroom, off the other side of the living room, contains two sliding barn doors, one opening to a closet and the other to a private bathroom with slate wall tiles, a floating vanity and a glass shower.

Outdoor space: Residents have access to a 25-foot-long community boat dock. One assigned parking space in a lot in front of the building comes with the unit. Pets under 20 pounds are permitted.

Taxes: $5,065 (2020), plus a quarterly $1,309 homeowner fee

Contact: Denver Bright, Compass, 954-703-9741; compass.com


Credit…Portico Media

Louisville, Ky. | $450,000

A 1915 two-bedroom, one-and-a-half-bathroom bungalow and a 2019 guesthouse, on a 0.15-acre lot

This property is in the Highlands, an area southeast of downtown known for high-end restaurants and shops and a particular embrace of nightlife. “Handcrafted leather goods stores, karaoke bars, bookstores, bakeries,” rattled off the listing agent for the property, giving the sense that she was just getting started. Cherokee Park, with its scenic trails and nature preserve, can be reached in less than 15 minutes by bike.

Size: 2,834 square feet

Price per square foot: $159

Indoors: The front of the main house reflects its Craftsman origins, with hardwood floors with inlaid borders, dark wood molding around mullioned or stained-glass windows, a brick living room fireplace with a decorative-tile hearth and gas insert, and bookshelves that flank the wide opening between the living and dining rooms.

The back of the house has been renovated, with an open kitchen containing white cabinets with granite and oak countertops and a breakfast bar that partially divides the space from a sitting room. That sunny area was created by enclosing a porch.

A staircase with Craftsman details (tapered newel post, cutouts in the flat spindles) takes you to the two second-floor bedrooms, which face each other across a hallway; both have hardwood floors, dark doors and trim, and a closet (one is walk-in). The bedrooms share a bathroom with a pedestal sink and a combined tub and shower. There is also a half bathroom near the kitchen, off a landing between the main floor and basement.

Two years ago, the sellers built a two-story building on the foundation of the garage for use as an artist’s studio. It has a sunken living room with the original concrete garage floor, a half bathroom plumbed for a shower (it just awaits tiling), a full kitchen with a gas range and farmhouse sink, and a large, second-floor bedroom or work space with metal pendant lights hanging from a ceiling beam.

Outdoor space: The house is set back on its grassy lot and includes a deep, covered front porch and a fenced backyard. The studio building is at the foot of the backyard, with entrances from there and from a rear alley. There is one off-street parking space next to the studio building.

Taxes: $2,989 (2020, based on a tax assessment of $217,560)

Contact: Anne Hayden, Joe Hayden Real Estate Team, Re/Max Properties East, 270-312-3132; joehaydenrealtor.com

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